Got a Carvana offer? Read this first

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Waiting on a Carvana pickup slot? Get our quote in 30 seconds and drive out with your money the same day.

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Over 1000 customer reviews. We are rated ‘Excellent’.

Cash the same day, in one visit
Zero fees and no obligation to sell
Sell outright or trade in, your choice

30 seconds

to a real offer from our free car value calculator. Not an estimate, not a range

Same day

paid before you leave, with the finance settled for you if you still owe

$0 fees

no appraisal fee, no admin fee. The number quoted is the number paid

Already got a Carvana quote? Bring it to us.

Bill Luke will often beat Carvana valuations, and when we do you walk out with the money the same day instead of waiting on a pickup slot and a driveway inspection.

Checking ours costs you nothing but 30 seconds. Put your plate in and see the number.

Join the 1000s who’ve chosen us over Carvana

How it Works

You can sell your car to Bill Luke in 3 easy steps.

Instant Valuation

Fill in some basic details about your car, and within seconds, you'll get a competitive offer based on real-time market rates.

Book a Visit

Happy with the offer? Visit our dealership at a time that works for you, and we’ll carry out a quick inspection. 

Get paid quickly

Once everything checks out, we’ll finalize the paperwork and arrange your payment that same day.

How Do We Compare to Carvana?

Both of us make you a real offer online. The difference is what happens after you accept, and that is where the days start adding up with Carvana.

Bill Luke
Carvana
Time from accepting to cash in hand
The same day Book a slot, we appraise the car while you wait, and you are paid before you leave.
Not until your collection slot You wait for an allocated pickup window, the car is inspected on your driveway, and only then is payment issued.
If you still owe finance
Settled the same day We call your lender, clear the payoff and hand you the equity while you are with us.
Commonly a week or two Carvana pays the lienholder directly, and lenders are widely reported to take 5 to 10 business days to process it and release the lien, on top of the collection wait.
When your car is actually inspected
Before you commit, with you standing there You see exactly what the buyer looks at and can ask why. Nothing gets decided after you have handed over the keys.
On your driveway, days later The Carvana offer is confirmed or cut by the driver at collection, once you have already waited.
Do you have to wait for a slot
No, you pick the time Appointments through the working week and Saturday mornings.
Yes, next available collection Pickup windows are allocated, usually a few days out.
Who you deal with
A friendly local buyer at our dealership
An unknown collection driver
Local to you
Yes, our Gilbert dealership 3404 S Speedway Dr, Gilbert.
No local dealership A national operation with no appraisal site in Phoenix.
Fees taken out of your offer
$0. None at all No appraisal fee, no admin fee, no paperwork deduction. The number quoted is the number paid.
None advertised Carvana also states no fees for selling.
Collection from your driveway
Not offered, and that is the trade Completing at the dealership is exactly what lets us inspect, sign and pay in one visit instead of spreading it across a week.
Yes, free in most areas Worth having if you cannot get the car to us at all, but you will need to wait for collection during your allocated slot.

Carvana details checked from Carvana's published process and independent reviews of it. Their process and timings change; check their current terms before you decide.

Frequently Asked Questions

Will you beat my Carvana offer?

Bill Luke will often beat Carvana valuations, but not always. Both numbers come off live wholesale data, so on a common car they can land close together. We tend to do better on cars with strong local Arizona demand, because we sell into a Phoenix auction lane rather than a national one. There is no risk in getting ours as well. It takes 30 seconds and costs you nothing.

Is Bill Luke better than Carvana?

On speed, comfortably, and speed is usually what decides it. With Carvana you accept the offer, then wait for an allocated collection slot, and the car is only inspected when the driver arrives. With Bill Luke you book a slot that suits you and you are paid before you leave. If there is finance on the car the gap is wider still, because their lienholder payoff commonly adds another 5 to 10 business days.

How much is my car worth in Phoenix?

Often more than a national guide suggests. Our free car value calculator prices your exact trim against live Arizona wholesale demand rather than a national average, which is why a Phoenix figure can differ from a Black Book or KBB number for the same car. Enter your plate or VIN and the mileage and you will know what your car is worth in about 30 seconds. Free, no account, no obligation.

Is this a free car value estimator, or will you chase me?

Completely free, and it is a real offer rather than an estimator. Use it as a car price calculator if you just want to know where you stand. Plenty of people do exactly that and come back later. There is no obligation to sell and nobody will hound you.

Do you buy cars the way Carvana does?

We buy cars outright, same as Carvana, and you never have to buy anything from us. The difference is the route: Carvana collects from your driveway and pays once the driver has inspected it, while we appraise and pay in a single visit to our Gilbert dealership. We buy all makes and models, financed, leased, high mileage or low. If we cannot make you a sensible offer we will say so straight away rather than waste your afternoon.

Can I get a Carvana quote and a Bill Luke quote at the same time?

Yes, and plenty of people do. Neither commits you to anything, so you can line them up side by side. Worth knowing what each number actually means, though. Ours is confirmed at an appraisal before you hand anything over. A Carvana figure is confirmed by the driver at collection, which is after you have already waited days for the slot.

Who pays faster, Carvana or Bill Luke?

We do, and it is not close. You are paid on the day you bring the car in, once the paperwork is signed. Carvana issues payment at collection, and collection is normally a few days after you accept. The gap widens if there is finance outstanding. We settle with your lender the same day; with Carvana, loan payoff coordination is commonly reported to add a week or more.

What is my Carvana trade in value worth here?

Get both numbers and compare. Ours is a straight car value for your vehicle, and you can take it as cash or put it toward your next car at our dealership. A Carvana trade-in only works against a car bought from their website, sight unseen. Ours takes 30 seconds, so there is no reason not to check.

Can I trade my car in instead of selling it outright?

Yes. Because we operate from a dealership you can take the cash and walk away, or put the value of your car straight toward your next one. Whichever suits you. The figure we quote does not change either way.

Do I have to visit you, or will you collect the car like Carvana?

Sales are completed at our Gilbert dealership. That is deliberate: it is exactly what lets us inspect, sign and pay in one visit rather than spreading it over a week. Drivers come to us from across Phoenix. If getting the car to us is genuinely the problem, say so when you book and we will see what we can arrange.

Will my offer change when I arrive?

Only if the car is not as described, and you will be shown exactly why before you sign anything. The figure already reflects your specific trim, the mileage you entered and the condition you selected. Undeclared accident damage, a missing second key, active warning lights or mileage that does not match will change it. Carvana applies the same conditions, the difference being that theirs is checked after you have waited for collection.

Does Bill Luke charge any hidden fees?

None. No appraisal fee, no admin fee, no documentation deduction, nothing taken off at the end. The figure we quote is the figure you are paid. Title transfer and, where relevant, the loan payoff are handled by us at no cost to you.

Can I sell a car I am still paying finance on?

Yes, and it is very common. Bring your lender name and your account number. We contact them directly, settle the payoff and pay you any positive equity the same day. This is where the gap with Carvana is widest. Carvana pays your lienholder directly, and lenders commonly take 5 to 10 business days to process that payment and release the lien, which lands on top of the wait for your collection slot. A financed car sold to Carvana routinely takes a week or two to settle fully. With us it is done in one visit. If you owe more than the car is worth we will show you the shortfall in writing before you commit to anything.

Are you part of Carvana, or connected to them?

No. Bill Luke is an independent dealership and is not affiliated with, endorsed by or sponsored by Carvana. We compare ourselves with Carvana on this page because they are who most of our sellers are also talking to, and setting out the differences plainly is more use to you than pretending we are the only option.
Bill Luke is an independent dealership. We are not affiliated with, endorsed by or sponsored by Carvana Co. or Carvana, LLC. Carvana and its logo are trademarks of their respective owner and are used here only to identify the company we compare against. Comparison details are given for general guidance; check the current terms with each company before you decide.

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